| What you need to know from your financial adviser |
| Here are some important questions to ask your financial adviser, to make sure their advice is impartial and specialist (don’t be afraid to ask these questions; your adviser must, by law, give you the answers as part of their ‘Initial Disclosure’ information about themselves). |
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| What your financial adviser will need to know from you |
| As already mentioned, the pros and cons of equity release generally, as well as the pros and cons of specific schemes, will be different for each person. So your financial adviser will want to understand your personal and financial circumstances in great detail. |
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| Find a financial adviser |
Search the databases of the following websites for details of equity release specialists and IFAs in your area:
- adviserslist.co.uk from AIFA, the Association of Independent Financial Advisers and the Association of Mortgage Intermediaries
- unbiased.co.uk This website is run by IFA Promotion Ltd, the industry body responsible for promoting independent financial advice in the UK. |
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| Equity Release Solicitors' Alliance (ERSA) |
| Six specialist solicitors have formed the Equity Release Solicitors’ Alliance to help aid the public in finding independent legal advice on equity release - from a borrower’s perspective. |
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| Other professional advice |
| Other organisations that have information on equity release. |
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